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Alabama Rates & Terms

Last Updated: May 9th, 2025

All promotions subject to eligibility requirements (learn more)

Borrow $200 Cost $2
Check Loan Promotion

APR* For 14 Day Check Loan PROMOTION

26.07%

APR* For 30 Day Check Loan PROMOTION

12.17%

APR* For 14 Day Full Rate Check Loan

456.25%

APR* For 30 Day Full Rate Check Loan

212.92%

  1. Borrow $200, Cost $2.

  2. Applies to new customers only.

  3. Discount applies to Check Loans only.

  4. Loan must be paid in full with cash or certified funds on or before due date for discount to apply.

  5. Forfeiture of discount will result in the full rate listed above being applied, thus significantly increasing the total cost of your loan.

$500 for $5
Check Loan Promotion

APR* For 14 Day Check Loan PROMOTION

26.07%

APR* For 30 Day Check Loan PROMOTION

12.17%

APR* For 14 Day Full Rate Check Loan

456.25%

APR* For 30 Day Full Rate Check Loan

212.92%

  1. Borrow $500, Cost $5.

  2. Applies to new customers only.

  3. Discount applies to Check Loans only.

  4. Loan must be paid in full with cash or certified funds on or before due date for discount to apply.

  5. Forfeiture of discount will result in the full rate listed above being applied, thus significantly increasing the total cost of your loan.

20% Off Title Loan Promotion

APR* For Title Loan PROMOTION

243.33%

APR* For Full Rate Title Loan

304.17%

  1. Discount applies to Title Loans of $2,000.00 or greater and will remain in effect for as long as the loan balance is greater than zero.

  2. Discount applies to Interest and Fees Only!

  3. Discounted rate forfeited if not paying in cash or certified funds by the due date. Past due payments will be charged the full rate listed above for that renewal, thus significantly increasing the total cost of your loan.

96% Off Loans

See: Borrow $999 Cost $9 (AKA 96% Off) below for details on applicable Title loan promotions.

$300 for $3, $500 for $5, $800 for $8 Title Loans

See: Borrow $999 Cost $9 (AKA 96% Off) below for details on applicable Title loan promotions.

$50 Gift Card

  1. Gift Card Offer applies to non-discounted Check and Title Loans.

  2. To qualify, any new or returning customer who has not had an active loan in the past 60 days must receive in May 2025 two (2) check loans ($200 min each) or one (1) Title loan ($300 min).

  3. All Loans must be current and paid/paid-off with cash or certified funds on or before the due date.

  4. Qualifying customers will receive a total of one (1) $50 Walmart gift card for any qualifying loans.

  5. Gift card will be available for pickup to qualifying customers at your local 3D Financial office within 10 business days.

  6. Online customers will receive one (1) $50 check in lieu of a gift card.

  7. Walmart is a registered trademark of Walmart Inc. and is not affiliated with 3D Financial or this offer.

Borrow $999 Cost $9 (AKA 96% Off)
Title Loan Promotion

APR* For $999 Title Loan PROMOTION

26.07%

APR* For $100-$900 Title Loan PROMOTION

12.17%

APR* For Full Rate Title Loan

304.17%

  1. Applies to new customers only.

  2. Discount applies to Title Loans between $100 - $999. Discounted APR 12.17% up to $900 loan amount; Discounted APR 10.96% for $999 loan amount.

  3. Discount applies to Interest and Fees Only!

  4. Loan must be paid off in full with cash or certified funds on or before due date for discount to apply. Past due payment will be charged at the full rate listed above.

  5. Renewals, if applicable, will be charged at the full rate listed above.


*Annual Percentage Rate (APR): The APR is the cost of your loan expressed as a yearly rate

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