53% Discounted Flex Loans (Fees Only)

1. Discontinued Effective September 2, 2021.

2. Applies to Flex Loans of $2,000 or greater.

3. The discount will apply for as long as the Flex Loan has a balance greater than zero.

4. Discount applies to fees only.

5. For Online originating loans, Discounted rate forfeited if payment is not received on or before your due date, or your payment is not honored by your financial institution.

6. For in-person Office originating loans, Discounted rate forfeited if not paying in cash or certified funds by the due date.

7. Forfeiture of discount will result in a higher rate, thus significantly increasing the total cost of your loan.

96% Off Loans

See: Borrow $999 Cost $9 (AKA 96% Off) below for details on applicable Flex or Title loan promotions.

$300 for $3, $500 for $5, $700 for $7 Loans

See: Borrow $999 Cost $9 (AKA 96% Off) below for details on applicable Flex or Title loan promotions.

Borrow $999 Cost $9 (AKA 96% Off)
Title Loan Promotion

1. Discontinued Effective Jan 13 2026.

2. Applies to new customers only.

3. Discount applies to Title Loans between $100 - $999. Discounted APR 12.17% up to $900 loan amount; Discounted APR 10.96% for $999 loan amount.

4. Discount applies to Interest and Fees Only!

5. Loan must be paid off in full with cash or certified funds on or before due date for discount to apply. Past due payment will be charged at the full rate listed above.

6. Renewals, if applicable, will be charged at the full rate listed above.

Borrow $999 Cost $9 (AKA 96% Off)
Flex Loan Promotion

1. Discontinued Effective Jan 13 2026.

2. Applies to new customers only.

3. Discount applies to Flex Loans between $100 - $900. Discounted APR 13.04% up to $900 loan amount; Discounted APR 11.74% for $999 loan amount.

4. Discount applies to Interest and Fees Only!

5. Loan must be paid off in full with cash or certified funds on or before due date for discount to apply. Past due payment will be charged at the full rate listed above.

6. Discount applies to in-store customers only. For online customers, when earned, discount will be paid in the form of a rebate.

7. Future payments, if applicable, will be charged at the full rate listed above.

75% Off Friend Promotional Coupon

1. Discount applies to Fees Only!

2. Applies to new customers only.

3. When earned, discount will be applied to the first on-time loan payment, subject to applicable eligibility requirements (learn more).

4. Excludes Signature Loans.

5. See Promotional Coupons for additional terms and conditions (learn more).

51% Discounted Title Loans (Fees Only)

1. Discontinued Effective September 2, 2021.

2. Applies to title pledge loans only. Loan amount $1,501.00 and up.

3. Discounted rate forfeited if not paying in cash or certified funds by the due date.

4. Any discounted renewal paid past the due date will be charged the full rate listed above.

5. Forfeiture of discount will result in a higher rate, thus significantly increasing the total cost of your loan.

Borrow $200 Pay Back $210
Check Loan Promotion

1. Discontinued Effective Jan 13 2026.

2. Borrow $200, Pay back $210.

3. Applies to new customers only.

4. Discount applies to Check Loans only.

5. Loan must be paid in full with cash or certified funds on or before due date for discount to apply.

6. Forfeiture of discount will result in a higher rate, thus significantly increasing the total cost of your loan.

51% Discounted Title Loan Promotion

1. Discontinued Effective April 26 2023.

2. Applies to new customers only.

3. Applies to first on-time payment only. Future payments on loans less than $2,000.00 will be renewed at the full rate.

4. Renewals, if applicable, on loans of $2,000.00 or greater, will be renewed at the 20% Discounted Title Loan promotion rates.

5. Discount applies to Interest and Fees Only!

6. Discounted rate forfeited if not paying in cash or certified funds by the due date. Past due payments will be charged the full rate listed above for that renewal.

7. Forfeiture of discount will result in a higher rate, thus significantly increasing the total cost of your loan.

Borrow $200 Cost $2
Check Loan Promotion

1. Discontinued Effective Jan 13 2026.

2. Borrow $200, Cost $2.

3. Applies to new customers only.

4. Discount applies to Check Loans only.

5. Loan must be paid in full with cash or certified funds on or before due date for discount to apply.

6. Forfeiture of discount will result in the full rate listed above being applied, thus significantly increasing the total cost of your loan.

Borrow $425 Cost $4
Check Loan Promotion

1. Discontinued Effective Jan 13 2026.

2. Borrow $425, Cost $4.

3. Applies to new customers only.

4. Discount applies to Check Loans only.

5. Loan must be paid in full with cash or certified funds on or before due date for discount to apply.

6. Forfeiture of discount will result in the full rate listed above being applied, thus significantly increasing the total cost of your loan.

No Cost and Risk Free Loans

1. Applies to new customers only.

2. Applies to Flex or Title Loans only!

3. Minimum $500 loan to qualify for risk-free promotion.

4. Loans $500-$999 may qualify for the 7 consecutive day return, loans $1000 and greater may qualify for the 14 consecutive day return.

5. If, for any reason, you change your mind about your loan, simply return the principal amount borrowed in cash within the qualifying return period from the loan origination date.

$50 Gift Card

1. Gift Card Offer applies to non-discounted Flex, Check, and Title Loans.

2. To qualify, any new or returning customer who has not had an active loan in the past 90 days must receive two (2) check loans ($200 min each) or one (1) Flex or Title loan ($300 min).

3. All Loans must be current and paid/paid-off with cash or certified funds on or before the due date.

4. Qualifying customers will receive a total of one (1) $50 Walmart gift card for any qualifying loans.

5. Gift card will be available for pickup to qualifying customers at your local 3D Financial office within 10 business days.

6. Online customers will receive one (1) $50 check in lieu of a gift card.

7. Walmart is a registered trademark of Walmart Inc. and is not affiliated with 3D Financial or this offer.

*Annual Percentage Rate (APR): The APR is the cost of your loan expressed as a yearly rate